01 INVEST IN THE ELON MUSK ECONOMY
Invest in Tesla today and join the waitlist for pre-IPO access to SpaceX, xAI, Neuralink, X Corp and The Boring Company — all from one self-custody wallet. A yield account (up to 8%, variable) is on the roadmap.
Free to start · no card or deposit · no ID to open your wallet · ~2 min
Tesla is public and tradable right now. The rest are a non-binding waitlist to register interest in possible future pre-IPO access — not shares, not a security, and not a live offering.
EVs, energy storage and full self-driving. The one you can buy right now - the anchor of the entire index.
Starship, Starlink and the road to Mars. Reserve your pre-IPO allocation before the world gets in.
Grok and the frontier-model race, fused with X's real-time firehose. Exclusive early access.
Brain-computer interfaces moving from trials toward the clinic. Waitlist-gated allocation.
The everything app - payments, video and AI on top of the global town square. Pre-IPO access.
Tunnels and Loop transit under the world's cities. Limited exclusive allocation.
Tap the companies you'd back, set an amount, and preview your basket — then lock it in with a free account. Simulated — nothing is funded yet.
A yield account is on our roadmap: the plan is up to 8% a year on uninvested cash — variable, not guaranteed, and not live yet. Tesla and the self-custody crypto wallet are live today.
Same money, two homes. Drag the sliders.
4% is a typical US savings rate; 8% is a planned, variable target — not live and not guaranteed. Compounded monthly, illustration only — not a projection of actual returns.
These account features are planned — not all are live yet. Today you get a live self-custody crypto wallet; the card, yield and banking perks below are on the roadmap. XMoney is not a bank.
Every dollar sitting in X Money earns up to 8% APY with no stated cap. Lock a term to secure the full rate. Not the ~4% a savings account pays.
A planned program would hold cash at FDIC-member partner banks (pass-through, program-dependent). XMoney itself is not a bank and is not FDIC-insured.
Earn 3% back on eligible card purchases with no cap, standard category exclusions apply. It compounds straight back into your balance.
A weighted metal Visa usable anywhere Visa is accepted, with Apple Pay support from the moment you're approved.
All X creator monetisation is routed directly into X Money by default - earn, hold and spend without a middle account.
Domestic wires, bill payments and mailed paper checks - all free. No per-transfer fees hiding in the fine print.
Withdraw cash free, and out-of-network ATM fees are reimbursed - your money stays whole wherever you pull it.
You're protected against unauthorised card transactions by Visa Zero Liability - fraud isn't your bill to pay.
Paychecks can arrive up to two days before standard payday - get paid early, every pay cycle.
Send money peer-to-peer to anyone on X instantly - just their handle, no account numbers, no wait.
Together these make X Money less a digital wallet and more a modern bank account - with your Musk-empire portfolio living in the same place.
From nothing to your first Tesla share in under five minutes.
Encrypted, recoverable keys for your crypto — one simple account.
How does investing in Tesla work here?
You get Tesla (TSLA) exposure through the platform, funded with crypto from your self-custody wallet. Tesla is a public company; how positions are held and whether direct share custody is available depends on the platform and your region — see the disclosures. This is not investment advice.How does pre-IPO access to SpaceX and xAI work?
Elon's other companies are private, so they aren't traded on an exchange. XMoney offers reserved pre-IPO allocations subject to availability and eligibility. You join the waitlist and we notify you when your allocation opens. Estimated valuations shown are illustrative, not live prices.How is 8% possible?
The X Money Yield Account earns on cash you lock for a fixed term through institutional lending and vetted, over-collateralised strategies. The target is up to 8% annually - actual rates are variable and not guaranteed. Interest is paid monthly; funds stay locked until the term ends.Is there a minimum, and are there fees?
Start with as little as $10. No commission on stock trades, no account fees, no minimum balance for the yield account.OPEN YOUR DESK
Start with $10 - buy Tesla, reserve your pre-IPO allocation, and earn 8% while you wait.
Free · no card or deposit to start · no ID · ready in ~2 min