01 INVEST IN THE ELON MUSK ECONOMY
Buy real shares of Tesla today. Get exclusive pre-IPO access to SpaceX, xAI, Neuralink, X Corp and The Boring Company — all in one account. Idle cash earns up to 8% annually while you wait for the next launch.
Tesla is public and tradable right now. The rest of Elon's companies are offered as exclusive pre-IPO allocations.
EVs, energy storage and full self-driving. The one you can buy right now — the anchor of the entire index.
Starship, Starlink and the road to Mars. Reserve your pre-IPO allocation before the world gets in.
Grok and the frontier-model race, fused with X's real-time firehose. Exclusive early access.
Brain-computer interfaces moving from trials toward the clinic. Waitlist-gated allocation.
The everything app — payments, video and AI on top of the global town square. Pre-IPO access.
Tunnels and Loop transit under the world's cities. Limited exclusive allocation.
While you wait for the next launch, the uninvested cash in your account earns up to 8% annually — not the 0.4% a bank pays.
X Money reads like a full checking-account replacement. Your cash earns, your card pays you back, and your creator payouts land here by default.
Every dollar sitting in X Money earns 6% APY with no stated cap — or lock a term for up to 8%. Not the 0.4% a bank pays.
A multi-bank sweep program spreads deposits for up to $10 million in aggregate FDIC insurance — far beyond the single-bank $250K.
Earn 3% back on eligible card purchases with no cap, standard category exclusions apply. It compounds straight back into your balance.
A weighted metal Visa usable anywhere Visa is accepted, with Apple Pay support from the moment you're approved.
All X creator monetisation is routed directly into X Money by default — earn, hold and spend without a middle account.
Domestic wires, bill payments and mailed paper checks — all free. No per-transfer fees hiding in the fine print.
Withdraw cash free, and out-of-network ATM fees are reimbursed — your money stays whole wherever you pull it.
You're protected against unauthorised card transactions by Visa Zero Liability — fraud isn't your bill to pay.
Paychecks can arrive up to two days before standard payday — get paid early, every pay cycle.
Send money peer-to-peer to anyone on X instantly — just their handle, no account numbers, no wait.
Together these make X Money less a digital wallet and more a modern bank account — with your Musk-empire portfolio living in the same place.
From nothing to your first Tesla share in under five minutes.
Self-custody keys for your crypto, institutional-grade custody for your stocks.
Am I buying real Tesla shares?
Yes. Tesla (TSLA) is public, and you buy real fractional or whole shares held in segregated custody in your name. You can sell any time the market is open.How does pre-IPO access to SpaceX and xAI work?
Elon's other companies are private, so they aren't traded on an exchange. XMoney offers reserved pre-IPO allocations subject to availability and eligibility. You join the waitlist and we notify you when your allocation opens. Estimated valuations shown are illustrative, not live prices.How is 8% possible?
The X Money Yield Account earns on cash you lock for a fixed term through institutional lending and vetted, over-collateralised strategies. The target is up to 8% annually — actual rates are variable and not guaranteed. Interest is paid monthly; funds stay locked until the term ends.Is there a minimum, and are there fees?
Start with as little as $10. No commission on stock trades, no account fees, no minimum balance for the yield account.OPEN YOUR DESK
Start with $10 — buy Tesla, reserve your pre-IPO allocation, and earn 8% while you wait.